Weigh the costs and long-term impact of renting a house versus buying one. Decide which suits you best and understand what each option involves. Read more.

A tradeline is simply an account listed on your credit report and all its associated details. Tradelines include credit cards, mortgages, and student loans. Read more.

A cash advance won’t cause direct credit score damage, but there are ways this type of transaction could harm your score in the long run. Here are some things to consider before you use this type of financing. Read more.

A credit builder loan is designed to help people who have little or no credit history. You’re required to make fixed payments upfront before accessing the loan. Read more.

Here’s what to know about the differences between credit building and credit repair, and how to ensure you make the right moves to improve your credit. Read more.

Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.

If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time. Read more.

You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.