Credit Score

Bankruptcy Dismissal vs. Discharge What-s the Difference & How They Affect Credit - header 1Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect Credit
April 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
6 Types of Bankruptcies Explained - Header 16 Types of Bankruptcies Explained
April 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.
Credit Report Example How To Read & Understand Yours - header 1Credit Report Example: How To Read and Understand Yours
April 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Wondering how student loans impact your credit score? Discover how payments, balances, and repayment plans can influence your credit health over time. Read more.
Bank balance negative - header 1The Causes and Costs of a Negative Bank Balance
March 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
How-Many-Hard-Inquiries-Is-Too-Many- -How-To-Remove-Them-Header-01How Many Hard Inquiries Is Too Many and How To Remove Them
February 25, 2022
You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.
220725 DoesOverdrafttAffectCreditScore@72How to Avoid Costly Overdraft Fees
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
220725 DoesOverdrafttAffectCreditScore@72Does Overdraft Protection Affect Credit Score?
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.