Credit Score
Does an Overdraft Affect Your Credit Score?May 19, 2022
Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.
Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect CreditApril 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
6 Types of Bankruptcies ExplainedApril 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.
Credit Report Example: How To Read and Understand YoursApril 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
Do Student Loans Affect Your Credit Score? March 25, 2022
Wondering how student loans impact your credit score? Discover how payments, balances, and repayment plans can influence your credit health over time. Read more.
The Causes and Costs of a Negative Bank BalanceMarch 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
How Many Hard Inquiries Is Too Many and How To Remove ThemFebruary 25, 2022
You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.
How Does Rent To Own Work With Bad Credit?February 22, 2022
Before you enter into a rent-to-own agreement, it’s important to understand how the process works and consider the pros and cons of this type of arrangement. Read more.
