How Credit Utilization Works

College students can build credit, learn financial responsibility, and enjoy perks like cash back and rewards with a credit card. Responsible use is key! Read more.

We'll walk you through what it means to add your child as an authorized user to your credit card, along with the potential benefits and drawbacks. Read more.

Curious about how to get a credit card for the first time? If you’re planning on applying for a credit card, keep reading for tips on how to apply and more. Read more.

Here, we'll look at credit cards to build credit, how they can be a boon to students who are starting out their credit-building journey, and what features to look at when deciding what kind of card to open. Read more.

When you stop making credit card payments, several things can happen. Late fees, interest accumulation, or your credit score can drop significantly. Read more.

If you manage the process wisely, debt consolidation has the potential to be beneficial to your credit score. But it’s important to learn about potential mistakes to avoid along the way. Here’s what you need to know. Read more.

In this post, we discuss how opening a new credit card can affect your credit score with examples of scenarios of what could happen if you do. Read more.

APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.