Self Secured Visa® Credit Card
Building credit has never been so easy
Building credit can seem tough, especially when you're told you need credit to get credit.
And if you don't have enough money for a secured credit card deposit, it can feel even harder.
But, now with Self Visa credit card, building your credit has never been easier.
The challenge of credit building
Credit used to be confusing. Without credit history or money for a big deposit, getting a credit card seemed impossible.
This system left many people completely locked out of a path to better credit — and, as a result, unable to enjoy the future benefits of a good credit score, like getting approved for a loan with a great interest rate.*
Say goodbye to credit building blockers and say hello to the secured Self Visa® Credit Card
Designed to remove the hurdles, the secured Self Visa® Credit Card lets you build your security deposit with smaller payments over time — no large upfront payment needed. It's more than just a credit card; it's a stepping stone to financial success, with no credit check required to get started.
Our mission: to make credit accessible to everyone and help you build a better financial future.
How it works — and how to get started
Ready to get started? Here's how to get your own secured Self Card.
Set your foundation:
Open a Self Credit Builder Account, choose a plan, and make monthly payments. These payments build both your credit and your security deposit over time.
Unlock access to the card:
Once eligible, apply for the Self Visa® Credit Card. No additional upfront deposit is required.
Build and grow your credit:
Use your card for everyday purchases. Each payment is reported to all three credit bureaus, helping you build credit with every swipe.
Take the first step toward better credit
It's as easy as that!
By starting with a Self Credit Builder Account and making regular payments, you're not only saving for your security deposit but also actively improving your credit. Once eligible, the Self Visa® Credit Card becomes a powerful tool in your hands, helping you build credit with every purchase.
With no credit check required and no additional upfront deposit, Self makes the process simple, accessible, and designed to set you up for long-term financial success.
Why choose Self?
Choosing Self isn’t just about getting a credit card — it's about gaining a partner that's invested in your credit journey.
A smart start just for you:
You begin by building credit with a Self Credit Builder Account, which sets you up for success before you even get the card. It's about giving you the right start.
Responsible growth for your future:
The secured Self Card is designed for gradual, responsible use, helping you build credit in a way that benefits you over time.
Support every step of the way:
From personalized tips to helpful resources, you'll have the guidance you need to stay on track and keep building your credit. With Self, you're not just improving your credit — you're taking control of your financial future.
Break free from traditional financial barriers
Don’t let low credit, no credit, or a lack of credit history hold you back. At Self, we believe credit should be accessible to everyone, giving you the chance to achieve financial success.
Start your credit journey with Self today
Take the first step toward better credit today. Let’s build better credit together.
The secured Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A.
*Individual results vary. The ability to obtain a loan/mortgage may be dependent on a number of factors. Credit score is only one of those factors.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
†The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.