In this article, we explain the details of FICO® Score 9, FICO® credit scoring factors, the differences between FICO® Score 8 and 9 and credit-building tips. Read more.

Covington Credit is a financial services provider whose business includes offering loans to people who don’t typically qualify for most types of credit. Read more.

A tradeline is simply an account listed on your credit report and all its associated details. Tradelines include credit cards, mortgages and student loans. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.

Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.