We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

We’ll explain what pending transactions are, how long pending transactions take to post, and how to cancel a pending transaction. Read more.

Your credit report is compiled by the three major credit reporting agencies. We’ll cover the differences between TransUnion and Equifax. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

Depending on the current state of your credit history, it will take more or less time to reach that 800 credit score milestone. But you can do it. Read this article to learn how. Read more.

Since defaulting on a car loan can have severe consequences, it’s best to avoid it. Read on to learn some options to avoid reaching default, and what happens if you can’t avoid it. Read more.