How Credit Utilization Works

Starting fresh with credit? Discover easy options like credit builder loans, secured credit cards, and rent reporting services to get started. Read more.

How quickly a car loan will build your credit score depends on how well you manage your payments, and what else is going on in your credit history. Read on to learn how a car loan affects your credit. Read more.

How much a secured credit card impacts your credit score varies based on several factors. We'll explain how it works and what you can do to build your credit. Read more.

A cash advance won’t cause direct credit score damage, but there are ways this type of transaction could harm your score in the long run. Here are some things to consider before you use this type of financing. Read more.

Discover 10 simple credit score hacks to get your credit into better shape and lift your score. Learn key strategies and start improving from today! Read more.

Discover the basics of how to build credit at 17 with these tips designed for teens and their parents. Read more.

There’s no specific minimum credit score requirement to lease a car. Your approval requirements can vary from dealership to dealership. Read more.

You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.