Credit Repair vs. Credit Building: What's The Difference

Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.

If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time. Read more.

You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.

In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how to use the types of credit. Read more.

Equifax and Experian are the most common credit bureaus used among auto lenders. While TransUnion may be less frequently used, lenders may use it as well. Read more.

Knowing your credit card utilization rate and why it’s important can help you better manage your finances. Read on to learn more. Read more.

Starting fresh with credit? Discover easy options like credit builder loans, secured credit cards, and rent reporting services to get started. Read more.

How quickly a car loan will build your credit score depends on how well you manage your payments, and what else is going on in your credit history. Read on to learn how a car loan affects your credit. Read more.