How To Check if a Loan Company Is Legitimate and Spot Scams

February 2, 2026
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate.
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Credit Report

What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
January 30, 2026
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
What Is a Credit Sweep and What to Do Instead Header - 01What Is a Credit Sweep and What to Do Instead
January 26, 2026
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
Self Insufficient Credit HistoryDo You Have Insufficient Credit History?
January 19, 2026
The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.
Why Is CREDCO On Your Credit Report & Can You Remove It Header - 01Why Is CREDCO On Your Credit Report & Can You Remove It?
January 16, 2026
CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.
person-looking-at-their-credit-reportWhat Is THD/CBNA On My Credit Report and Can I Remove It?
January 12, 2026
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
Principal vs. Interest on Credit Cards and Loans Header - 01Principal vs. Interest on Credit Cards and Loans
January 5, 2026
When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.
When do late payments fall off credit reportWhen Do Late Payments Fall Off Your Credit Report?
December 3, 2025
Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information. Read more.
Do Tax Liens Appear on Your Credit Report Header - 01Do Tax Liens Impact Your Credit & How to Fix A Public Record
December 1, 2025
As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.