580 Credit Score: Can I Get a Loan or Credit Card?

March 16, 2025
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time.
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Personal Finance Blog

649How Freelancers and Gig Economy Workers Can Prepare for Tax Season
March 10, 2025
If you're a gig economy worker, you know how much more financial housekeeping you need to do. And come tax season, you can expect to be faced with extra hurdles. The good news is that there are things you can do to make filing your returns easier. Read more.
How Much Is a Phone Bill for One Person Header - 01How Much Is a Phone Bill per Month for One Person?
March 5, 2025
In this post, we go over how much your phone bill should cost, what impacts the price you pay, and how you can lower the cost of your cellular plan. Read more.
1-1 (4)8 Ways to Spring Clean Your Finances
March 4, 2025
Spring is here. And with the sight of flowers blooming and birds chirping comes spring cleaning. Besides decluttering your home, dusting forgotten corners, and sprucing up your abode, give your "money house" a good once-over with this step-by-step guide. Read more.
Subsidized vs unsubsidized student loansSubsidized vs. Unsubsidized Student Loans
February 25, 2025
Learn about the differences between subsidized and unsubsidized student loans, including eligibility requirements, and borrowing limits for each. Read more.
What is the debt avalanche method for paying down debtWhat Is the Debt Avalanche Method for Paying Down Debt?
February 14, 2025
The first step to becoming debt-free is to figure out your payoff strategy. The debt avalanche method is one approach you might want to try. Read more.
U.S. National Debt Under Biden Self FinancialU.S. National Debt Under Biden
February 13, 2025
The U.S. national debt has changed during Biden's presidency, but just how much has it changed, and what has affected the debt during his presidency? Read more.
DES-9667 Credit Card Myths and the Truth Behind Them
February 4, 2025
Credit cards are a powerful financial tool, but misconceptions about their use can lead to confusion. We’ve debunked the most common myths to help you stay informed. Read more.
DES-975 2Budgeting for Couples to Hit Big Financial Goals
January 28, 2025
Turn budgeting into a team effort! Get tips on managing money as a couple, setting shared goals, and building a financial future full of possibilities. Read more.