Credit Score

payment-historyHow Payment History Impacts Your Credit Score
September 21, 2022
This article helps you understand how to improve payment history on a credit report so that you have the best chance of improving your score. Read more.
Does Paying Car Insurance Build Credit Header - 01Does Paying Car Insurance Build Credit?
September 13, 2022
We will discuss how paying for car insurance with a credit card can help you build credit, factors that impact car insurance and more ways to build credit. Read more.
How divorce affects credit4 Ways to Protect Your Credit and Finances During a Divorce
August 9, 2022
Divorce can be a stressful experience for some, but there are actions you can take that may help when you decide to part ways. Below are four expert tips to protect your credit and finances during a divorce. Read more.
What Credit Score Is Used for Car Loans Header - 01What Credit Score Is Used for Car Loans?
August 1, 2022
Equifax and Experian are the most common credit bureaus used among auto lenders. While TransUnion may be less frequently used, lenders may use it as well. Read more.
Do Evictions Show Up On Credit Reports Header - 01Do Evictions Show Up On Credit Reports?
June 11, 2022
Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.
does-overdraft-affect-credit-2Does an Overdraft Affect Your Credit Score?
May 19, 2022
Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.
Bankruptcy Dismissal vs. Discharge What-s the Difference & How They Affect Credit - header 1Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect Credit
April 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
6 Types of Bankruptcies Explained - Header 16 Types of Bankruptcies Explained
April 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.