Credit Score
Do Tax Liens Impact Your Credit & How to Fix A Public RecordNovember 23, 2022
As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.
Current Balance vs. Available Balance: The Key DifferencesNovember 16, 2022
Your current and available balances may not always match. Learn why they differ and how understanding them can prevent overdrafts. Read more.
What Is a Credit Builder Loan and How Does It Work?November 13, 2022
A credit builder loan is designed to help people who have little or no credit history. You’re required to make fixed payments upfront before accessing the loan. Read more.
The Best Loans for Bad CreditNovember 3, 2022
We’ll explain multiple loan options if you need extra cash, but have bad credit. Predatory loans are not your only choice. Read more.
Secured vs. Unsecured Credit Cards: The Key DifferencesOctober 26, 2022
Read on to take a look at secured vs. unsecured credit cards to help you decide which option is best for your personal financial needs and how to qualify. Read more.
What Is a Credit Reference and When Do You Need One?October 12, 2022
A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.
What Is Credit Restoration and Is It Worth It?October 2, 2022
Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.
How Payment History Impacts Your Credit ScoreSeptember 21, 2022
Payment history is the record of your on-time and late payments, making up the largest factor in your credit score. Learn how to lift it. Read more.
