Personal Finance Blog
What Is a Credit Privacy Number (CPN) and Is It Legal?January 13, 2022
Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.
How Does Credit Card Debt Forgiveness Work and Should You Consider It?January 13, 2022
Handling debt is not fun, but there are solutions. Credit card debt forgiveness is when a credit card company forgives some or all of your outstanding debt. Read more.
State Governments Spending the Most on Health CareJanuary 12, 2022
New research shows which states are spending the most on health care. Read more.
What is Available Credit and How Does It Differ From Credit Limit?January 12, 2022
Available credit is the difference between your credit limit and balance, affecting credit utilization and your score. Here's how to manage it. Read more.
How To Save Up For a CarJanuary 12, 2022
Ready to learn how to save up for a car? We explain car-related expenses, the pros and cons of buying vs. leasing, and the pros and cons of a new vs. used car. Read more.
What Is THD/CBNA On My Credit Report and Can I Remove It?January 10, 2022
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
What Is SYNCB/PPC and Why Is It on Your Credit Report?January 10, 2022
SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.
Statement Balance vs. Current Balance: What’s the Difference?January 7, 2022
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
