Personal Finance Blog

What is Available Credit and How Does It Differ From Credit Limit Asset 1What is Available Credit and How Does It Differ From Credit Limit?
January 12, 2022
Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.
How To Save Up For a Car Header - 01How To Save Up For a Car
January 12, 2022
Ready to learn how to save up for a car? We explain car-related expenses, the pros and cons of buying vs. leasing, and the pros and cons of a new vs. used car. Read more.
Healthcare workerState Governments Spending the Most on Health Care
January 12, 2022
New research shows which states are spending the most on health care. Read more.
person-looking-at-their-credit-reportWhat Is THD/CBNA On My Credit Report and Can I Remove It?
January 10, 2022
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
What Is SYNCBPPC and Why Is It on Your Credit Report Hearder - 01What Is SYNCB/PPC and Why Is It on Your Credit Report?
January 10, 2022
SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.
Statement Balance vs. Current Balance Header - 01Statement Balance vs. Current Balance: What’s the Difference?
January 7, 2022
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
Can You Raise Your Credit Score 100 Points Overnight Header 1Can You Raise Your Credit Score 100 Points Overnight?
December 29, 2021
Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.
young businesswoman looking at the cameraA Financial Coach Shares Her Top Budgeting Tips
December 29, 2021
Dasha Kennedy, known as The Broke Black Girl, breaks down the basics of budgeting and wealth building. Read more.