Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.

According to data from the U.S. Census Bureau, more than 75% of households report receiving wages and salaries. But alternative income streams are common in a large number of households as well. Read more.

Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Repair your credit report yourself with these actionable steps. Learn how to fix errors, address negative marks, and lift your credit score effectively. Read more.

Having a side gig can be a great way to add some extra cash into your budget. Whether you’re trying to cover basic expenses, pay down debt, build an emergency fund, or save toward a goal, side hustle income could help you. Read more.

Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.

If you’ve been dealing with debt collectors, it’s important to know how to pay collections and ensure your debts are settled. Here’s how to do it right. Read more.

This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.