Is a 600 credit score good or bad? Understand how FICO® scoring works, what this score means for you, and tips to lift your credit for better options. Read more.

Whether you need to get a cosigner or if you’ve been asked to cosign a loan, knowing what credit score a cosigner needs is an important factor to consider. Read more.

Wondering if a mortgage preapproval affects your credit score? Learn how it works, whether it counts as a hard inquiry, and how it might impact your credit score. Read more.

Liquid net worth is the amount of money you have in cash after subtracting your liabilities from your liquid assets. Read on to see how it works. Read more.

Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.

The COVID-19 pandemic steered many workers to seek new opportunities, causing self-employment and entrepreneurship to expand and new business applications to reach record levels. Read more.

In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.

A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.