Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.

Survey shows half of Americans feel trapped in their financial situation Read more.

If you’re looking for ways to be more responsible with your money and avoid relying on credit cards, debt consolidation is a strategy that can help you get started. Read more.

A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.

Feeling anxious or unsettled about money is a reality that many people may face. So, if you’re struggling with financial unease, it might comfort you to know that you’re far from alone in those feelings. Read more.

A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.

Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.

While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.