Personal Finance Blog

What Is Cancellation of Debt And When To Use Form 1099-CWhat Is Cancellation of Debt and When To Use Form 1099-C
March 10, 2022
A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.
How To Set Short Term Financial Goals With SMART Examples Header - 01How To Set Short Term Financial Goals With SMART Examples
March 7, 2022
For most people, short-term financial goals are goals you want to accomplish within less than a year. Here, we'll provide some examples and explain what they are. Read more.
filing taxes imageWhat to Expect When Filing Your Tax Return in 2022
March 4, 2022
Tax season is here, and while you might still be gathering your W-2s, there are a few updates and changes that could impact your 2021 return. Read more.
Can You Reopen a Closed Credit Card Account Header - 01Can You Reopen a Closed Credit Card Account?
March 1, 2022
Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.
How old do you have to be to open a bank account headerHow Old Do You Have to be to Open a Bank Account?
March 1, 2022
The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.
How-Many-Hard-Inquiries-Is-Too-Many- -How-To-Remove-Them-Header-01How Many Hard Inquiries Is Too Many and How To Remove Them
February 25, 2022
You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.
How-To-Check-if-a-Loan-Company-Is-Legitimate- -Spot-Scams-Header-01How To Check if a Loan Company Is Legitimate and Spot Scams
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
220725 DoesOverdrafttAffectCreditScore@72Does Overdraft Protection Affect Credit Score?
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.