If you’re willing to jump through a few extra hoops and perhaps pay your bill early, there’s a chance your credit score might improve from the effort. Read more.

We explain your options for getting loans without a bank account, how to take advantage of them, and what the process is for getting a loan in this situation. Read more.

Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.

What is a balance transfer? Find out how it works, its benefits, and when to consider using one to reduce credit card debt. Read more.

A hard credit inquiry occurs when you apply for a loan or credit card and may affect your credit score, while a soft credit inquiry won't affect it at all. Read more.

Everything from a person’s upbringing to their current situation plays a role in their financial journey, but we’ve decided to take it a step further and look to the stars for some clarity when it comes to our spending habits. Read more.

An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.

Payment history is the record of your on-time and late payments, making up the largest factor in your credit score. Learn how to lift it. Read more.