Credit
Credit Lock vs. Credit Freeze: Differences and Uses ExplainedApril 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN: What Are The Differences?March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
Do Student Loans Affect Your Credit Score? March 25, 2022
Wondering how student loans impact your credit score? Discover how payments, balances, and repayment plans can influence your credit health over time. Read more.
Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid ThemMarch 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
The Causes and Costs of a Negative Bank BalanceMarch 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Does Overdraft Protection Affect Credit Score?February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
How Does Rent To Own Work With Bad Credit?February 22, 2022
Before you enter into a rent-to-own agreement, it’s important to understand how the process works and consider the pros and cons of this type of arrangement. Read more.
