Credit

An illustration of a woman holding her hands out with a credit score range in one hand and in the other hand is an empty circle.No Credit vs. Bad Credit: Is One Better or Worse?
May 15, 2021
With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.
A colorful illustration of a man in a car looking at his watch. There is a dollar-sign medallion hanging from the rearview mirror.Pros and Cons of Paying Off Your Car Loan Early
May 14, 2021
You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.
A colorful illustration of a woman holding an oversized credit card.Does Applying for a Credit Card Hurt Your Credit?
April 29, 2021
Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.
A colorful illustration of a woman pushing a lever toward to good end of the credit score range.Does Requesting a Credit Limit Increase Hurt Your Credit Score?
April 27, 2021
Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.
Woman getting the keys to her new car. What’s a Good Credit Score to Buy a Car?
April 16, 2021
Here's what you need to know about your credit score and getting a car loan. Read more.
Image of a woman using a magnifying glass to review a credit report.Does Checking Your Credit Score Lower It?
April 15, 2021
Find out how checking your credit score really affects it. Learn the difference between soft and hard inquiries, and how they impact your score. Read more.
how to get a car loan with bad creditHow to Get a Car Loan With Bad Credit
April 12, 2021
You can probably get a car loan while you have bad credit, but you may be offered loan terms with higher interest rates. Read this guide to get ready for buying a car when you have poor credit. Read more.
does refinancing a car hurt your creditDoes Refinancing a Car Hurt Your Credit?
April 7, 2021
Before refinancing your car, make sure you understand the impact of refinancing on your credit history. Read on to learn if refinancing a car hurts your credit score. Read more.