We’ll discuss what impacts your Apple Card application and how to fix issues for future credit applications, including what to do if you’re not approved. Read more.

How many bank accounts you should have and which types depend on a number of factors. Start with a checking account and savings account. Read more.

Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.

SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.

THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.