Credit
How Many Bank Accounts Should I Have and Which Types?January 18, 2022
How many bank accounts you should have and which types depend on a number of factors. Start with a checking account and savings account. Read more.
What Is a Credit Privacy Number (CPN) and Is It Legal?January 13, 2022
Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.
What is Available Credit and How Does It Differ From Credit Limit?January 12, 2022
Available credit is the difference between your credit limit and balance, affecting credit utilization and your score. Here's how to manage it. Read more.
What Is THD/CBNA On My Credit Report and Can I Remove It?January 10, 2022
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
What Is SYNCB/PPC and Why Is It on Your Credit Report?January 10, 2022
SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.
Can You Raise Your Credit Score 100 Points Overnight?December 29, 2021
Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders!
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How Much Will Paying Off Credit Cards Improve Credit Score?December 28, 2021
Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.
Does Debt Consolidation Hurt Your Credit?December 22, 2021
If you're drowning in debt, with multiple accounts and due dates throwing you off, debt consolidation might be the answer. Learn the ins and outs of what it means and how it could impact your credit. Read more.
