Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.

Voluntary repossession is when someone returns their car to the lender because they can no longer meet the payment obligations on the loan agreement. Read more.

According to data from the U.S. Census Bureau, more than 75% of households report receiving wages and salaries. But alternative income streams are common in a large number of households as well. Read more.

If you need to fix your credit, DIY credit repair is something you may be able to accomplish for free — no credit repair company is required. Here's how. Read more.

Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.

A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.

Rent to own programs are one path to owning a home. But there are pros and cons, especially if you have bad credit. Find out more here so you can make an informed decision. Read more.