Credit
APR vs. APY: What Are The Differences?April 19, 2022
APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.
Credit Report Example: How To Read and Understand YoursApril 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
8 Common Bank Fees and How to Avoid ThemApril 8, 2022
If you’ve been hit with one of these bank fees, you’re not alone. We explain what each charge is and provide tips to help you avoid paying these charges again. Read more.
Credit Lock vs. Credit Freeze: Differences and Uses ExplainedApril 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN: What Are The Differences?March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
Do Student Loans Affect Your Credit Score? March 25, 2022
Wondering how student loans impact your credit score? Discover how payments, balances, and repayment plans can influence your credit health over time. Read more.
Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid ThemMarch 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
