It is best to pay off your credit card by the end of each billing cycle if you are able to do so. We'll explain what happens if you don't end up paying. Read more.

Not using a credit card will have no impact in the short term. However, inactivity could lead to account closure. Learn how to protect your credit. Read more.

The best way to have your Chase overdraft fees refunded is by contacting a Chase representative. You can get in touch with them by calling 1-800-935-9935. Read more.

This post discusses whether you can pay off one credit card with another and presents other options for paying down your credit card debt. Read more.

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

In this article, we detail what credit score you need for an Amazon card, the approval process, what to do if you’re denied and how the process impacts your credit. Read more.

Collections typically stay on your credit report for 7 years. Find out when they fall off and what this means for your credit score. Read more.

Covington Credit is a financial services provider whose business includes offering loans to people who don’t typically qualify for most types of credit. Read more.