Personal Finance Blog

How to Reduce Your Sewer Bill 6 Simple & Effective Tips Header - 01How to Reduce Your Sewer Bill: 6 Simple & Effective Tips
April 17, 2023
Tips for lowering your sewer bill include: Checking for leaks, not leaving your faucet running, and using energy-efficient fixtures and appliances. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
Can You Pay Rent With a Credit Card Header - 01Can You Pay Rent With a Credit Card?
April 3, 2023
Can rent be paid with a credit card? Learn the benefits, drawbacks, and what to consider before using credit for rent payments. Read more.
VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
March 29, 2023
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.
How to Update Your Credit Report Quickly (Rapid Rescoring) Header - 01How to Update Your Credit Report Quickly (Rapid Rescoring)
March 26, 2023
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.
Does Opening a Checking Account Affect Your Credit Score Header - 01Does Opening a Checking Account Affect Your Credit Score?
March 22, 2023
Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.