Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.

This post explains the differences between YNAB and Mint so you can choose the right budgeting app for your personal preferences and financial plans. Read more.

This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.