Personal Finance Blog

Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
FICO® weighs open accounts more than closed ones, so paying off loans may hurt your credit. However, it will depend on your unique financial situation. Read more.
How Much Is a Phone Bill for One Person Header - 01How Much Is a Phone Bill for One Person?
April 24, 2023
In this post, we go over how much your phone bill should cost, what impacts the price you pay and how you can lower the cost of your cellular plan. Read more.
5 Ways to Pay Off Your Car Loan Faster Header - 015 Ways to Pay Off Your Car Loan Faster
April 17, 2023
Learn five effective ways to pay off your car loan faster, the pros and cons of paying it off quickly, and how paying off your auto loan may affect your credit score. Read more.
How to Reduce Your Sewer Bill 6 Simple & Effective Tips Header - 01How to Reduce Your Sewer Bill: 6 Simple & Effective Tips
April 17, 2023
Tips for lowering your sewer bill include: Checking for leaks, not leaving your faucet running, and using energy-efficient fixtures and appliances. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement showing the total balance of a household’s use of an essential service, such as electricity, water, or natural gas. Read more.
Can You Pay Rent With a Credit Card Header - 01Can You Pay Rent With a Credit Card?
April 3, 2023
Can rent be paid with a credit card? Learn the benefits, drawbacks, and what to consider before using credit for rent payments. Read more.
VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
March 29, 2023
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.