Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.

To get a better idea of how Afterpay impacts your credit history, this article shows you how Afterpay works and how it can affect your finances. Read more.

Rent reporting services, including Self, can help lift your credit score. See our top 8 picks to find the best option for you. Read more.

A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.

In this post, we go over how to handle your medical debt, your rights as a consumer and what payment options you have. Read more.

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

In this article, we explain the details of FICO® Score 9, FICO® credit scoring factors, the differences between FICO® Score 8 and 9 and credit-building tips. Read more.