Harris & Harris is a debt collection company that purchases debt from creditors such as healthcare providers, utility companies, and government agencies. Read more.

Wells Fargo Dealer Services (WFDS) is the bank’s auto financing department, which has nearly 11,000 dealerships nationwide. We'll explain how they affect you. Read more.

AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

In this article, we’ll go over online loans, in-person loans, when each might be the best choice for your situation and how to weigh your options. Read more.

If you’re weighing options between a line of credit vs. a credit card, there are some key areas to consider. Read on to find the best option for you. Read more.

Wondering how long it takes to fix your credit? Learn the steps to repair your credit score, how much time it can take, and tips to speed up the process. Read more.