Credit Report

Do balance transfers affect your credit scoreDo Balance Transfers Affect Your Credit Score?
September 28, 2023
Understand how balance transfers affect your credit score. Learn strategies to build your credit and avoid common pitfalls with balance transfers. Read more.
How Often Should You Check Your Credit Score?How Often Should You Check Your Credit Score?
August 29, 2023
If you're wondering how often you should check your credit score and when is a good time to do it, check out this guide to learn more. Read more.
Does Breaking a Lease Hurt Your Credit Header - 01Does Breaking a Lease Hurt Your Credit?
May 22, 2023
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
What Is a Guarantor on a Lease Header - 01What Is a Guarantor on a Lease?
May 15, 2023
We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.
Does Paying the Minimum Hurt Your Credit Score Header - 01Does Paying the Minimum Hurt Your Credit Score?
May 2, 2023
Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.
Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
Does paying off loans early hurt your credit? It depends on your credit and financial history. Learn key factors to consider before paying off your loan. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement showing the total balance of a household’s use of an essential service, such as electricity, water, or natural gas. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.