Personal Finance Blog

220930 HowtoPayCreditCardBillIncreaseCreditScore@72How to Pay Your Credit Card Bill to Increase Your Credit Score
October 6, 2022
If you’re willing to jump through a few extra hoops and perhaps pay your bill early, there’s a chance your credit score might improve from the effort. Read more.
Can I Get a Loan Without a Bank Account Header - 01Can I Get a Loan Without a Bank Account?
October 3, 2022
We explain your options for getting loans without a bank account, how to take advantage of them, and what the process is for getting a loan in this situation. Read more.
What Is Credit Restoration and Is It Worth It Header - 01What Is Credit Restoration and Is It Worth It?
October 2, 2022
Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.
What Is A Balance Transfer & How Does It Work Header - 01What Is A Balance Transfer and How Does It Work?
October 2, 2022
What is a balance transfer? Find out how it works, its benefits, and when to consider using one to reduce credit card debt. Read more.
Soft Credit Inquiry vs. Hard Credit Inquiry Header - 01Soft Credit Inquiry vs. Hard Credit Inquiry
September 28, 2022
A hard credit inquiry occurs when you apply for a loan or credit card and may affect your credit score, while a soft credit inquiry won't affect it at all. Read more.
What Your Zodiac Sign Says About Your Spending HabitsWhat Your Zodiac Sign Says About Your Spending Habits
September 26, 2022
Everything from a person’s upbringing to their current situation plays a role in their financial journey, but we’ve decided to take it a step further and look to the stars for some clarity when it comes to our spending habits. Read more.
What’s a Good APR for a Credit Card Header - 01What’s a Good APR for a Credit Card?
September 26, 2022
An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.
payment-historyHow Payment History Impacts Your Credit Score
September 21, 2022
Payment history is the record of your on-time and late payments, making up the largest factor in your credit score. Learn how to lift it. Read more.