Personal Finance Blog

What Credit Score Is Used for Car Loans Header - 01What Credit Score Is Used for Car Loans?
August 1, 2022
Equifax and Experian are the most common credit bureaus used among auto lenders. While TransUnion may be less frequently used, lenders may use it as well. Read more.
What Is a Non-Transaction Account Header - 01What Is a Non-Transaction Account?
July 20, 2022
A non-transaction account, also known as a non-payment account, is a bank or credit union account that is not designed to handle frequent transactions. Read more.
How Long Do ACH Transfers Take To Process Header - 01How Long Do ACH Transfers Take to Process?
July 19, 2022
For those sending money, ACH transfers offer the choice of processing payments on the same-day, next-day, or a two-day timeframe. Read more.
How To Avoid Paying Interest on Credit Cards Header - 01How to Avoid Paying Interest on Credit Cards
July 14, 2022
Paying off your balances in full each month is the best way to avoid credit card interest. Here are a few ways to prevent interest from accumulating. Read more.
combining-finances-blog-postHow to Begin the Process of Combining Finances
July 12, 2022
We reached out to three relationship and money experts to gather tips on the best ways to combine finances with someone you love. Read more.
Horoscopes Blog PostHow to Manage Your Finances, According to Your Zodiac Sign
July 8, 2022
Astrologer Valerie Mesa breaks down what the stars have in store for each Zodiac sign. Read more.
people-looking-at-their-debtHow Much Debt Is Too Much? Understanding Debt-to-Income Ratio
July 1, 2022
Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.
How Voluntary Repossession Impacts Your Credit - header 1How Voluntary Repossession Impacts Your Credit
July 1, 2022
Voluntary repossession is when someone returns their car to the lender because they can no longer meet the payment obligations on the loan agreement. Read more.