Wondering if a mortgage preapproval affects your credit score? Learn how it works, whether it counts as a hard inquiry, and how it might impact your credit score. Read more.

Liquid net worth is the amount of money you have in cash after subtracting your liabilities from your liquid assets. Read on to see how it works. Read more.

Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.

The COVID-19 pandemic steered many workers to seek new opportunities, causing self-employment and entrepreneurship to expand and new business applications to reach record levels. Read more.

A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.

In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.

In this post, we discuss how cash back credit cards work, mistakes you should avoid, and things to keep in mind about credit card cash advances. Read more.

Prequalified or preapproved credit card offers can mean a financial institution has reviewed your creditworthiness and concluded that you are a good fit. Read more.