Personal Finance Blog

Soft Credit Inquiry vs. Hard Credit Inquiry Header - 01Soft Credit Inquiry vs. Hard Credit Inquiry
September 28, 2022
A hard credit inquiry occurs when you apply for a loan or credit card and may affect your credit score, while a soft credit inquiry won't affect it at all. Read more.
What Your Zodiac Sign Says About Your Spending HabitsWhat Your Zodiac Sign Says About Your Spending Habits
September 26, 2022
Everything from a person’s upbringing to their current situation plays a role in their financial journey, but we’ve decided to take it a step further and look to the stars for some clarity when it comes to our spending habits. Read more.
What’s a Good APR for a Credit Card Header - 01What’s a Good APR for a Credit Card?
September 26, 2022
An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.
payment-historyHow Payment History Impacts Your Credit Score
September 21, 2022
This article helps you understand how to improve payment history on a credit report so that you have the best chance of improving your score. Read more.
How To Pay Your Credit Card Bill Header - 01How To Pay Your Credit Card Bill
September 21, 2022
We'll explain how to pay your credit card bill in multiple ways, what to do if you have credit card debt, and how to automate your credit card payments. Read more.
Does Paying Car Insurance Build Credit Header - 01Does Paying Car Insurance Build Credit?
September 13, 2022
We will discuss how paying for car insurance with a credit card can help you build credit, factors that impact car insurance and more ways to build credit. Read more.
build-business-creditHow Long Does It Take To Build Business Credit?
September 12, 2022
This article will discuss how it takes nearly two to three years to build good business credit and what you’ll need to do to get there. Read more.
overcoming-financial-stressors4 Ways To Manage Financial Stress
September 7, 2022
From rising gas prices to higher rents, the economic realities that many are facing can start to feel overwhelming. Here are four strategies that could help you cope with the financial stressors you might be encountering. Read more.