Personal Finance Blog

Hassan blogFrom College to Covid: Meet Hassan Thomas
May 2, 2023
Author and founder of FYI FLI (For Your Information: Financial Literacy & Investing), Hassan Thomas shares how he went from college to Covid to helping young people build healthier relationships with money. Read more.
Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
Does paying off loans early hurt your credit? It depends on your credit and financial history. Learn key factors to consider before paying off your loan. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
Can You Pay Rent With a Credit Card Header - 01Can You Pay Rent With a Credit Card?
April 3, 2023
Can rent be paid with a credit card? Learn the benefits, drawbacks, and what to consider before using credit for rent payments. Read more.
VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
March 29, 2023
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.
How to Update Your Credit Report Quickly (Rapid Rescoring) Header - 01How to Update Your Credit Report Quickly (Rapid Rescoring)
March 26, 2023
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.