Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.

Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.

These budgeting challenges are sure to help you understand where you’re spending your money and how to budget better. Read more.

Thinking of adding an authorized user to your credit account? To help you decide if it's the right thing to do, here are a few things to consider. Read more.

On your path to great financial health, you may encounter this question: should I increase my credit limit? Here’s why you should and when you shouldn’t. Read more.

Learn the key differences between debit and credit cards, how they work, and which option is best for your financial needs. Read more.

Debt consolidation and credit card refinancing are the two most common choices for dealing with several lines of debt. Here are the differences between them. Read more.