Ringing in the new year comes with its perks, as we are presented with a clean slate. Whether personally or professionally, intention setting will require a certain amount of hard work and dedication, and your money resolution for 2023 is no exception. Read more.

Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

Curious if a debit card can build your credit? Discover how debit cards work, their impact on your credit score, and how to establish good credit habits. Read more.

Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

This post will help you understand how credit unions work, how they differ from commercial banks, and how credit unions can help you build credit. Read more.