Discover effective ways to build credit and lift your score. Learn how credit is calculated and how long it takes to see results. Read more.

Getting calls from Wakefield & Associates? You may be able to remove them from your credit report. Here’s what you need to know. Read more.

Voluntary repossession is when someone returns their car to the lender because they can no longer meet the payment obligations on the loan agreement. Read more.

Capio Partners on your credit report? Learn how to verify the entry and steps you can take to remove inaccurate debt collection accounts. Read more.

Explore the differences between secured and unsecured credit cards to determine which best fits your financial needs and how to qualify for each. Read more.

Bad credit can make getting a mobile phone harder. Explore your options for getting a cell phone with no credit check required. Read more.

This post details common bills that may come with renting a house or apartment so you can budget accurately beyond just monthly rent. Read more.

Learn how FICO® Score 9 works, how it differs from FICO® Score 8, the key credit scoring factors, and tips to help you build credit. Read more.