Credit

Trading in a Car with a LoanTrading in a Car with a Loan
July 14, 2023
If you're considering trading in a car with a loan balance still outstanding, here's what you need to know first to make sure you protect your finances and credit. Read more.
What Credit Score Do You Need to Lease a Car Header - 01What Credit Score Do You Need to Lease a Car?
June 5, 2023
There’s no specific minimum credit score requirement to lease a car. Your approval requirements can vary from dealership to dealership. Read more.
Does Breaking a Lease Hurt Your Credit Header - 01Does Breaking a Lease Hurt Your Credit?
May 22, 2023
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
What Is a Guarantor on a Lease Header - 01What Is a Guarantor on a Lease?
May 15, 2023
We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.
DES-336 3Credit Card Terminology: An A-to-Z Guide
May 8, 2023
If terms like "grace period," "authorized user" and "variable interest rate" sound like another language to you, you’re not alone. These terms can be confusing to anyone. That's why we put together this A-to-Z guide for you. Read more.
Does Paying the Minimum Hurt Your Credit Score Header - 01Does Paying the Minimum Hurt Your Credit Score?
May 2, 2023
Making your minimum credit card payment on time contributes to a positive payment history. However, your credit score could still be negatively impacted. Read more.
Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
FICO® weighs open accounts more than closed ones, so paying off loans may hurt your credit. However, it will depend on your unique financial situation. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.