Personal Finance Blog

What's a credit card charge off?What Does a Charge-Off Mean on Your Credit Report?
June 25, 2019
A charge-off on a credit report can impact your credit history, indicating late payments or debts. Read on for more about charge-offs on credit reports and what they mean. Read more.
self logo on backdrop of young woman holding phone with headphonesSelf Awarded Inaugural Inclusive Fintech50
June 20, 2019
This award recognizes fintechs who are benefitting the world's financially underserved people. Read more.
Past due noticeHow and Why to Get Collections Removed from Your Credit Report
June 18, 2019
Having collections on your credit report can be a roadblock for many other future purchases. Learn more about how to remove collections from your credit report. Read more.
stack of credit cardsHow Many Credit Cards Should You Have – Really?
June 13, 2019
There are all sorts of opinions about how many credit cards is the "ideal number." Here's the truth about those estimates, when it comes to your credit. Read more.
a pile of moneyThe High Cost of Bad Credit
June 6, 2019
When you have bad credit, you're more likely to get high interest rates for car loans and mortgages. Since those loans last years and even decades, that means you end up paying thousands of dollars more for the money you borrowed. Read more.
woman holding credit cardIntro to Credit Course
June 5, 2019
Learn the basics of credit in this introductory course. Read more.
Close up of someone holding a phone with the Self app open on it and a cup of coffee on the table. What You Need to Know About Your Self Credit Builder Account
May 29, 2019
Here's what I've learned after working with customers, and what you need to know before signing up for Self. Read more.
man and woman on couch with moving boxesCredit Scores Needed for VA and FHA Loans
May 28, 2019
Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.