Personal Finance Blog

Woman sitting in an office using a credit card. 7 Smart Ways to Use Business Credit Cards at a Startup
August 29, 2019
There are many smart ways to use business credit cards to extend cash flow and add value. Here are 7 of them. Read more.
Hands exchanging a credit cardCan Undocumented Immigrants Build Credit?
August 27, 2019
Without a Social Security Number, it can be difficult to get credit. But not impossible. Learn how to establish credit without an SSN. Read more.
Old Self Lender logo transitioning to the new Self logo.Introducing Self.
August 24, 2019
Self Lender is changing its name to Self. Read this note from our CEO, James Garvey, explaining why. Read more.
Snowballs rolling down a mountain What is the Debt Snowball Method
August 22, 2019
This popular debt payoff strategy is widely promoted by money personality Dave Ramsey. But what are the benefits, pitfalls and alternatives to this approach? Read on to find out. Read more.
Couple looking over billsWhat is Debt Management?
August 20, 2019
Read on to learn more about debt management plans, how they can help you get a handle on your debt and how they might impact your credit. Read more.
US immigration documents5 Ways New Immigrants Can Build American Credit (and What to Watch Out For)
August 19, 2019
As an immigrant to the States, you'll quickly learn how important credit history is. What you won't learn? How to build it. Here are five smart strategies. Read more.
Business people meeting and shaking handsWhat is a Business Credit Score?
August 15, 2019
Similar to personal credit scores, business credit scores help secure financing for your company. But there are some key differences. Learn what makes your business credit score unique. Read more.
calculator and coinsWhat is Debt-to-Income Ratio?
August 8, 2019
Because this number can make or break your next loan application, it is important to understand. Read this guide to learn more. Read more.