Derogatory marks like late payments or foreclosures can lower your credit score and stay on your report for years. Learn your options here. Read more.

Evictions can stay on your record for seven years, impacting credit and rental opportunities. Learn how to get them off your record. Read more.

If the repossession was accurate, it can stay on your credit report for seven years. Learn when it could be removed and how you can offset its affect your credit score. Read more.

Depending on the current state of your credit history, it will take more or less time to reach that 800 credit score milestone. But you can do it. Read this article to learn how. Read more.

Raising your credit score in a 6 month period is possible if you understand what's in your credit report and make a plan. Learn how to get a 720 credit score in 6 months. Read more.

Settling a debt with a creditor may be a better option than letting it linger on your credit report. Read this article to learn how to do it and use a free debt settlement letter template. Read more.

If an inaccurate foreclosure appears on your credit reports, it can really hurt your credit score. Fortunately, there are a few ways you can dispute it. Read this article to learn how. Read more.

You can remove inaccurate hard inquiries from your credit report by filing a dispute with the three major credit bureaus. Read this article to learn why you should do this and how. Read more.