What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.

If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

Before you enter into a rent-to-own agreement, it’s important to understand how the process works and consider the pros and cons of this type of arrangement. Read more.

If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

Can you get a credit card at 16? Discover the options available and smart ways to start building credit as a teenager. Read more.