Debt

Rent to Income Ratio Header-01Rent to Income Ratio: How Much Should You Spend On Rent?
December 27, 2021
Properly calculating the rent to income ratio helps you better understand how much rent you can afford without breaking the bank. Read more.
What Is a Debt Validation Letter Header - 01What Is a Debt Validation Letter? Plus, Debt Verification Template
December 27, 2021
If a debt collection agency is calling you about a debt you think you don’t know, you can make them prove it. Send them a debt validation letter. Read more.
Does Debt Consolidation Hurt Your Credit asset 1Does Debt Consolidation Hurt Your Credit?
December 22, 2021
If you're drowning in debt, with multiple accounts and due dates throwing you off, debt consolidation might be the answer. Learn the ins and outs of what it means and how it could impact your credit. Read more.
Negotiate Credit Card DebtHow to Negotiate Credit Card Debt
October 11, 2021
Credit card debt can be caused by a number of factors. If you’re in this situation, you may be able to learn how to negotiate credit card debt. Read on to learn more about the process and determine if it’s right for you. Read more.
What Debts Are Forgiven at Death Asset 1What Debts Are Forgiven at Death?
September 29, 2021
What debts are forgiven at death? Though debt can seem impossible to shake, there are a couple of types that actually are forgiven when you pass. Read this article in order to be prepared. Read more.
8 Ways to Become Debt Free (For Good) Asset 38 Ways to Become Debt Free (For Good)
September 22, 2021
Becoming debt-free and living a debt-free lifestyle can be achieved with careful planning. Here are strategies to help you achieve your financial goals. Read more.
How To Remove Wakefield & Associates From Your Credit Report Header-01How To Remove Wakefield & Associates From Your Credit Report
September 21, 2021
If Wakefield and Associates, a U.S.-based debt collection agency, has called, there’s still hope to get them removed from your credit report. Read this article to learn your options. Read more.
What is buy now pay later (or BNPL)?What Is Buy Now Pay Later?
September 15, 2021
Have you seen a “buy now, pay later” option in your shopping cart lately? The BNPL provider allows retailers to give their customers installment payment options. So, how does this work? Read on to find out more. Read more.