Credit Score

How to Remove A Credit inquiry From Credit Report Header-01How to Remove a Credit Inquiry from Your Credit Reports
July 5, 2021
You can remove inaccurate hard inquiries from your credit report by filing a dispute with the three major credit bureaus. Read this article to learn why you should do this and how. Read more.
Dispute student loans Header-01How To Dispute Student Loans on Credit Reports
June 28, 2021
Missing a single student loan payment can be detrimental to your credit score, which is why it’s so important to dispute inaccurate information on your credit report and stay on top of payments. Read more.
How to remove a judgment from credit Header-01How to Remove a Judgment from Your Credit Report
June 24, 2021
If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.
What is a 609 Letter Header-01What Is a 609 Letter + Template
June 22, 2021
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-off from Your Credit Report
June 21, 2021
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
A colorful illustration of a man in a car looking at his watch. There is a dollar-sign medallion hanging from the rearview mirror.Pros and Cons of Paying Off Your Car Loan Early
May 14, 2021
You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.
A colorful illustration of a woman holding an oversized credit card.Does Applying for a Credit Card Hurt Your Credit?
April 29, 2021
Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.
A colorful illustration of a woman pushing a lever toward to good end of the credit score range.Does Requesting a Credit Limit Increase Hurt Your Credit Score?
April 27, 2021
Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.