You can remove inaccurate hard inquiries from your credit report by filing a dispute with the three major credit bureaus. Read this article to learn why you should do this and how. Read more.
Missing a single student loan payment can be detrimental to your credit score, which is why it’s so important to dispute inaccurate information on your credit report and stay on top of payments. Read more.
If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.
Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.
Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.