Personal Finance Blog

How to remove a judgment from credit Header-01How to Remove a Judgment from Your Credit Report
June 24, 2021
If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.
How to write a pay for delete letter Header-01How to Write a Pay for Delete Letter
June 23, 2021
Learn how a pay for delete letter can negotiate getting an item removed from credit reports. Follow along for steps and how to increase your chances of success. Read more.
What is a 609 Letter Header-01What Is a 609 Letter + Template
June 22, 2021
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-off from Your Credit Report
June 21, 2021
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
Snapshot of the Self app on a mobile phoneIs Self Credit Repair?
June 14, 2021
Is Self credit repair? Our experts break it down in this short article. Read more.
An illustration of a woman standing at the bad credit range of a credit-score meter, reaching for a credit card.How to Get a Credit Card with Bad Credit
June 11, 2021
It’s possible to get a credit card when you have bad credit. You’ll either choose a secured credit card, or what’s known as a subprime credit card. Read this article to make a smart choice and get ready for your card application. Read more.
Illustration of a woman holding a "closed" sign in front of a credit card.How to Safely Close a Credit Card
June 10, 2021
Sometimes it’s smart to close a credit card account. Read on to find out when it makes sense to close that credit card, how it will affect your credit score and a few steps to safely close a credit card. Read more.
An illustration of credit cards in concentric circles.Types of Credit Cards
June 8, 2021
There are many types of credit cards, but deciding which one is right for you will depend on your interests and your credit history. Read this article to learn about the different types of cards on the market. Read more.