Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

Ready to learn how to save up for a car? We explain car-related expenses, the pros and cons of buying vs. leasing, and the pros and cons of a new vs. used car. Read more.

New research shows which states are spending the most on health care. Read more.

Available credit is the difference between your credit limit and balance, affecting credit utilization and your score. Here's how to manage it. Read more.

SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Dasha Kennedy, known as The Broke Black Girl, breaks down the basics of budgeting and wealth building. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.