More lenders are interested in using alternative data to determine creditworthiness. The UltraFICO incorporates your bank account data in its score, which may benefit people with little or no credit history. Read more.
Your credit history will be important throughout your life. Only 18? It's not too soon to start building credit. Find the three best ways to get started here. Read more.
Looking for easy and affordable ways to build credit? Unfortunately prepaid cards won't help. But you have alternatives, including secured cards and credit builder loans. Read more.