Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

Available credit is the difference between your credit limit and balance, affecting credit utilization and your score. Here's how to manage it. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Many lenders will consider character, capacity, character, collateral, and conditions when you apply for financing. Read on to learn more about these 5 C’s of credit and why they matter. Read more.

With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.

Find out how checking your credit score really affects it. Learn the difference between soft and hard inquiries, and how they impact your score. Read more.

Credit reports and credit scores are often confused. Keep reading to learn more about the differences between a credit report vs credit score! Read more.

Here are some options for getting a cell phone with bad credit. Read more.