Establishing Credit

Statement Balance vs. Current Balance Header - 01Statement Balance vs. Current Balance: What’s the Difference?
January 7, 2022
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
What are the 5 Cs of Credit?What Are the 5 C’s of Credit
July 29, 2021
Many lenders will consider character, capacity, character, collateral, and conditions when you apply for financing. Read on to learn more about these 5 C’s of credit and why they matter. Read more.
An illustration of a woman holding her hands out with a credit score range in one hand and in the other hand is an empty circle.No Credit vs. Bad Credit: Is One Better or Worse?
May 15, 2021
With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.
Image of a woman using a magnifying glass to review a credit report.Does Checking Your Credit Score Lower It?
April 15, 2021
Find out how checking your credit score really affects it. Learn the difference between soft and hard inquiries, and how they impact your score. Read more.
210205 Blog CrediReportvsScores@150Credit Report vs. Credit Score: What’s the Difference?
March 10, 2021
Credit reports and credit scores are often confused. Keep reading to learn more about the differences between a credit report vs credit score! Read more.
Cell phone with a broken credit cardGetting a Cell Phone with Bad Credit
January 5, 2021
Here are some options for getting a cell phone with bad credit. Read more.
Is it debit or credit? Does Using a Debit Card as Credit Help You Build Credit?
November 3, 2020
Here’s what’s going on behind the scenes when you press the credit button while using your debit card. Read more.
There are several different types of credit scores out there. Different Types of Credit Scores & Why They Matter
September 17, 2020
You may have dozens of credit scores. Here's why... Read more.