A charge-off on a credit report can impact your credit history, indicating late payments or debts. Read on for more about charge-offs on credit reports and what they mean. Read more.
Having collections on your credit report can be a roadblock for many other future purchases. Learn more about how to remove collections from your credit report. Read more.
There are all sorts of opinions about how many credit cards is the "ideal number." Here's the truth about those estimates, when it comes to your credit. Read more.
When you have bad credit, you're more likely to get high interest rates for car loans and mortgages. Since those loans last years and even decades, that means you end up paying thousands of dollars more for the money you borrowed. Read more.