Credit Report

credit historyCredit Repair vs. Credit Building: What's The Difference
May 8, 2019
Here’s what to know about the differences between credit building and credit repair, and how to ensure you make the right moves to improve your credit. Read more.
Two hands holding a credit card at a computerHow Closed Accounts Affect Your Credit Report
May 2, 2019
Closing a credit card account or loan account is a complex decision. Before you close any account, make sure to understand how it will influence your credit score going forward. Here’s a rundown to help you out. Read more.
Woman looking at credit score at computerEverything You Need to Know About Credit Inquiries
April 30, 2019
Learn what the different types of credit inquiries mean and the impact they could have on your credit score. Read more.
woman on computerHow To Freeze Your Credit plus Pros & Cons
April 23, 2019
Here’s what you need to know about credit freezes, including how they affect your credit and when it’s worth using one. Read more.
How to Read A Credit ReportHow to Read a Credit Report
April 16, 2019
The first way to build your credit score is to take a good hard look at your credit report. Here's how to get started. Read more.
Man working on his credit scoreWhat Is A Credit Limit?
March 21, 2019
Learn about credit limits – what they are, how they work and how you can take advantage of them to get the best long-term results for your finances. Read more.
Young woman in front of a clock with a stack of bills. How Do Late Payments Affect Credit?
February 20, 2019
Your payment history is the most influential factor in your FICO credit score, so paying your bills on time is incredibly important. Learn how payment history affects credit. Read more.
A mother and daughter hugging as daughter is dropped off at college.How Co-Signing Affects Your Credit
January 18, 2019
Thinking of co-signing a loan? Find out how co-signing can affect your credit score, the risks involved, and what to consider before helping someone with a loan. Read more.