Credit Repair vs. Credit Building: What's The Difference

April 1, 2025
Here’s what to know about the differences between credit building and credit repair, and how to ensure you make the right moves to improve your credit.
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Personal Finance Blog

FHA and VA Loans Credit Score RequirementsCredit Scores Needed for VA and FHA Loans
March 24, 2025
Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.
How to Build Credit as a College Student8 Ways to Build Credit as a College Student
March 19, 2025
Learn ways to build credit as a college student if you've never used credit before and need help to establish your credit score. Read more.
580 Credit Score580 Credit Score: Can I Get a Loan or Credit Card?
March 16, 2025
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time. Read more.
649How Freelancers and Gig Economy Workers Can Prepare for Tax Season
March 10, 2025
If you're a gig economy worker, you know how much more financial housekeeping you need to do. And come tax season, you can expect to be faced with extra hurdles. The good news is that there are things you can do to make filing your returns easier. Read more.
How Much Is a Phone Bill for One Person Header - 01How Much Is a Phone Bill per Month for One Person?
March 5, 2025
In this post, we go over how much your phone bill should cost, what impacts the price you pay, and how you can lower the cost of your cellular plan. Read more.
1-1 (4)8 Ways to Spring Clean Your Finances
March 4, 2025
Spring is here. And with the sight of flowers blooming and birds chirping comes spring cleaning. Besides decluttering your home, dusting forgotten corners, and sprucing up your abode, give your "money house" a good once-over with this step-by-step guide. Read more.
Subsidized vs unsubsidized student loansSubsidized vs. Unsubsidized Student Loans
February 25, 2025
Learn about the differences between subsidized and unsubsidized student loans, including eligibility requirements, and borrowing limits for each. Read more.
What is the debt avalanche method for paying down debtWhat Is the Debt Avalanche Method for Paying Down Debt?
February 14, 2025
The first step to becoming debt-free is to figure out your payoff strategy. The debt avalanche method is one approach you might want to try. Read more.