Personal Finance Blog

DES-873Credit Builder Credit Cards for Students: What You Need to Know
October 2, 2024
Here, we'll look at credit cards to build credit, how they can be a boon to students who are starting out their credit-building journey, and what features to look at when deciding what kind of card to open. Read more.
872Understanding the Impact of Debt Management on Your Credit Score
September 24, 2024
Learn how managing debt affects your credit score and get tips to lift it. Get the facts so you can make smarter financial choices in the future. Read more.
What Happens When You Stop Paying Credit Cards Header - 01What Happens When You Stop Paying Credit Cards?
September 22, 2024
When you stop making credit card payments, several things can happen. Late fees, interest accumulation, or your credit score can drop significantly. Read more.
A pile of debt on top of a credit cardShould You Consolidate Your Credit Card Debt?
September 16, 2024
If you manage the process wisely, debt consolidation has the potential to be beneficial to your credit score. But it’s important to learn about potential mistakes to avoid along the way. Here’s what you need to know. Read more.
220930 DoesAddingCreditCardImproveCreditScore@72Will Getting Another Credit Card Help Your Credit Score?
September 13, 2024
In this post, we discuss how opening a new credit card can affect your credit score with examples of scenarios of what could happen if you do. Read more.
What is APR and How Does It Work Header - 01What Does APR Mean and How Does It Work?
September 9, 2024
APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.
What Is a Sinking Fund and How to Start One Header - 01What Is a Sinking Fund and How to Start One
September 3, 2024
Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.
How Much Will A Secured Credit Card Raise My Score - HeaderHow Much Will a Secured Credit Card Build My Score?
August 26, 2024
How much a secured credit card impacts your credit score varies based on several factors. We'll explain how it works and what you can do to build your credit. Read more.