Personal Finance Blog

What is Credit Utilization and How Does it Work?How Credit Utilization Works
November 20, 2024
Knowing your credit card utilization rate and why it’s important can help you better manage your finances. Read on to learn more. Read more.
How to Rent an Apartment or House with Bad Credit Header - 01How to Rent an Apartment or House with Bad Credit
November 19, 2024
A landlord's decision will depend on the apartment complex, the rental market, and your income. We'll explain and provide ways to rent with bad credit. Read more.
DES-930Holiday Budgeting: How to Plan for Every Expense This Season
November 13, 2024
To help you stick to your budget, avoid racking up a card balance, and ward off financial stress, we'll walk you through our favorite tactics on how to avoid overspending during the holidays. Read more.
7 Ways to Build Credit When You Have No Credit History Header - 017 Ways to Build Credit When You Have No Credit History
November 4, 2024
Starting fresh with credit? Discover easy options like credit builder loans, secured credit cards, and rent reporting services to get started. Read more.
922Why Should College Students Have Credit Cards? Benefits and Tips
October 29, 2024
College students can build credit, learn financial responsibility, and enjoy perks like cash back and rewards with a credit card. Responsible use is key! Read more.
915How You Spend Money, According to Your Zodiac Sign
October 23, 2024
Whether you’re saving for a big purchase or indulging in a little retail therapy, the stars can provide a deeper understanding of your financial behaviors and motivations, helping you make more informed choices that align with your true self. Read more.
921Adding Your Child as an Authorized User: What Parents Should Know
October 18, 2024
We'll walk you through what it means to add your child as an authorized user to your credit card, along with the potential benefits and drawbacks. Read more.
how fast will a car loan raise credit scoreHow Fast Will a Car Loan Build My Credit Score?
October 15, 2024
How quickly a car loan will build your credit score depends on how well you manage your payments, and what else is going on in your credit history. Read on to learn how a car loan affects your credit. Read more.