Your card. Your rules.
The Self Visa® Credit Card. A secured card for credit building where you’re in control.
How it works
Fund your security deposit
Choose how much of your Credit Builder Account savings will be used to fund your starting credit limit.
Order & use responsibility
Activate your card and track your spending and credit utilization. Paying balances in full each month avoids interest & fees.
Pay on time & build credit
Self will report your new trade line to all three credit bureaus. By paying at least your minimum amount due on time every month you’ll start to build positive payment history with the bureaus.
Boost your spending power
Increase your credit limit over time with additional Credit Builder Account savings. Eligible customers may also qualify for unsecured credit increases.
What makes the Self Visa® Credit Card different?
Most secured credit cards require a cash deposit upfront to guarantee and secure your credit line.
With the secured Self card, no upfront cash is required - your deposit is funded with your Credit Builder savings and is returned to you after closing your account and settling any outstanding balances.
Card Features
No credit check required
Use your Credit Builder Account savings as your security deposit
You control your credit limit